Time is Money…
Is Yours Protected?
A permanent 10% discount* to Members of The State Bar of Arizona on disability income
insurance from Guardian’s wholly‐owned stock subsidiary Berkshire Life Insurance Company of America.
Disability Income Insurance with monthly
benefits IN ADDITION to a
Lump Sum Rider 1Lump Sum Rider
Helps Offset Missed Opportunities to Create Long‐Term Financial Security
ProVider Plus is the only disability income policy in the
marketplace that lets you add a Lump Sum Disability
Benefit Rider to protect your long‐term plans and dreams.
John Driscoll & Company, Inc. is a general agency of The Guardian
Life Insurance Company of America, New York, N Y 10004
John M. Driscoll (602) 957‐7155
*10% Association discount available on ProVider Plus policy form 1400 and Overhead Expense policy forms 4100 and 4200. Disability income policies 1400, 4100, and 4200 underwritten and issued by Berkshire Life insurance
Company of America, Pittsfield, MA, a wholly-owned stock subsidiary of The Guardian Life Insurance Company of America (Guardian), New York, N Y. Product availability, provisions and features may vary by state. Optional riders
are available for an additional premium.
1 Patent pending.
This is provided for information purposes only and should not be considered tax or legal advice. You should contact your tax or legal advisor regarding the tax treatment of the policy and policy benefits. You should consult with
your own independent tax and legal advisors regarding your particular set of facts and circumstances. The information provided is not intended or written to be used, and cannot be relied upon, to avoid penalties imposed under
the Internal Revenue Code or state and local tax provisions.