4201 N. 24th Street, Suite 100
Phoenix, AZ 85016-6266
Permit No. 189
At the end of the day... Who’s Really Watching Your Firm’s 401(k)? And, what is it costing you?
Does your firm’s 401(k) feature
no out-of-pocket fees?
Does your firm’s 401(k) include professional
investment fiduciary services?
Is your firm’s 401(k) subject to quarterly
reviews by an independent board of directors?
Please visit the ABA Retirement Funds Booth for
a free cost comparison and plan evaluation.
If you answered no to any of these questions,
contact the ABA Retirement Funds Program
by phone (866) 812-1510, on the web at
www.abaretirement.com or by email
firstname.lastname@example.org to learn how
we keep a close watch over your 401(k).
Who’s Watching Your Firm’s 401(k)?
The American Bar Association Members/Northern Trust Collective Trust (the “Collective Trust”) has filed a registration
statement (including the prospectus therein (the “Prospectus”)) with the Securities and Exchange Commission for the
offering of Units representing pro rata beneficial interests in the collective investment funds established under the
Collective Trust. The Collective Trust is a retirement program sponsored by the ABA Retirement Funds in which lawyers
and law firms who are members or associates of the American Bar Association, most state and local bar associations
and their employees and employees of certain organizations related to the practice of law are eligible to participate.
Copies of the Prospectus may be obtained by calling (866) 812-1510, by visiting the website of the ABA Retirement Funds
Program at www.abaretirement.com or by writing to ABA Retirement Funds, P.O. Box 5142, Boston, MA 02206-5142. This
communication shall not constitute an offer to sell or the solicitation of an offer to buy, or a request of the recipient to
indicate an interest in, Units of the Collective Trust, and is not a recommendation with respect to any of the collective
investment funds established under the Collective Trust. Nor shall there be any sale of the Units of the Collective Trust
in any state or other jurisdiction in which such offer, solicitation or sale would be unlawful prior to the registration or
qualification under the securities laws of any such state or other jurisdiction. The Program is available through the State
Bar of Arizona as a member benefit. However, this does not constitute an offer to purchase, and is in no way a
recommendation with respect to, any security that is available through the Program.